What is BMW Select Financing?

People Going Over Car Financing

Pondering thebenefits of leasing vs. buying? When it’s hard to choose between them, you might want to think about BMW Select Financing to combine those benefits. So, exactly what is BMW Select Financing?


BMW Select Financing essentially blends traditional financing with leasing to let you bring home a brand new BMW vehicle that perfectly fits around your budget and lifestyle. If you need to find out exactly how the BMW Select Program works, simply read on.

What is BMW Select Financing & How Does It Work?

BMW Select Financing gives you the low monthly payments you’d expect from a lease deal but with the benefit of ownership you get via traditional financing. Here’s how it works:

  • You make low monthly payments over an agreed upon time period.
  • At the end of the term, you make an additional payment that’s fully disclosed up front, giving you the chance to plan ahead.

You then get to choose from several options. You can:

  • Refinance the final payment amount
  • Complete with one final cash payment
  • Trade or sell, keeping the difference if the vehicle is worth more than the final payment

That final balloon payment will depend on several factors, including the vehicle’s estimated future market value, your credit score, and various contract terms.

Why Should You Consider the BMW Select Program?

The BMW Select Program isn’t something you can take advantage of at any Fresno or Clovis dealer. It’s been designed to help BMW drivers enjoy rewarding benefits, including:

  • Open Options: With flexible end-of-term options, you don’t have to decide what you’re doing with the vehicle until the initial term has ended.
  • No Return Process: Traditional leasing means end-of-lease inspections for wear and tear, which you don’t need to worry about with BMW Select.
  • No Restrictions: Leasing deals stipulate mileage restrictions, but BMW Select lets you drive without worrying about mileage whether you regularly cruise from Madera into Fresno or San Francisco.

Find Out More About BMW Select by Visiting Our Showroom Today

You can talk through financing options, get car buying tips, or use our online forms to value your trade or calculate monthly payments. For any further advice or assistance, feel free to get in touch today.

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